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Can I keep a debt consolidation loan a secret from my spouse?

Can I keep a debt consolidation loan a secret from my spouse?

                <p data-sp-element="content">While no one wants to admit it, there are plenty of things that everyone keeps secret from their spouse.&nbsp; No one needs to know all of the details about your life, and there’s just some things that he or she is better off not knowing.&nbsp; For whatever reason, you don’t want your spouse to know that you’’re thinking about a debt consolidation loan.                </p><p data-sp-element="content">If you’re struggling with your <a href="http://www.debthelpdesk.org/types-of-debt/" title="debts" target="_blank">debts</a>, then it’s obvious why you don’t want anyone to know about it.&nbsp; Being unable to pay your bills is embarrassing, and money problems are a frequent source of conflict in marriage.&nbsp; If you’ve taken out credit cards without your spouse’s knowledge, sometimes the best solution is to deal with the problem on your own.                </p><p data-sp-element="content">It’s important for you to know that <a href="http://www.debthelpdesk.org/debt-solutions/how-does-debt-consolidation-work/" title="debt consolidation loans" target="_blank">debt consolidation loans</a> are completely confidential.&nbsp; Unlike refinancing your home, there is no requirement for the loan to be made part of public record.&nbsp; Furthermore, there’s no requirement that your spouse be notified of the loan.&nbsp; As long as you’re only consolidating debts that are in your name, there is no reason why anyone other than yourself and your debt counselor have to know about the loan.                </p><p data-sp-element="content">Because these loans are online, there is no paperwork that has to arrive at your home.&nbsp; It’s possible for you to take care of your debt problems without anyone in your household knowing about it.&nbsp; Your debts will be combined into a single loan with a <a href="http://www.debthelpdesk.org/5-tips-to-negotiating-a-lower-interest-rate-on-your-credit-card/" title="lower interest rate" target="_blank">lower interest rate</a> and lower monthly payment than what you’re currently paying.&nbsp; If you’re struggling to make your minimum payments on your debt now, you’ll get a loan that you can afford.&nbsp; That means you’ll be able to pay off your debt without worrying about late fees and missed payments.                </p><p data-sp-element="content">Debt consolidation will also pay off all of the accounts that you put into the program.&nbsp; That means that you’ll be able to close your credit cards and other loan accounts almost immediately after the loan is approved.&nbsp; You will no longer have to worry about bills and mail from those companies arriving in your mailbox.                </p>&lt;p data-sp-element="content"&gt;If you just want to get out of debt quickly, there are debt consolidation loans that will allow you to pay more every month.&nbsp; Otherwise, use the cash you save on your debt for whatever you want.

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